Catastrophe Provision and Loss Development in Auto Insurance

School: University of Nebraska, Lincoln - Course: ACTS 475 - Subject: Accounting

Private Passenger Auto Oklahoma Development of the Catastrophe Provision Calendar YearTotal Incurred LossesCatastrophe LossesAdjusted Cat Losses1998 547,89774,24074,240473,6560.16 1999 1,205,873681,768681,768524,1061.30 2000 861,575126,837126,837734,7390.17 2001 1,108,802179,979179,979928,8230.19 2002 689,0065,3915,391683,6150.01 2003 914,629138,453138,453776,1760.18 2004 738,451128,097128,097610,3540.21 2005 737,2552,7242,724734,5310.00 2006 1,358,53571,37271,3721,287,1630.06 2007 1,741,521521,049521,0491,220,4710.43 2008 2,879,0801,139,1411,139,1411,739,9390.65 2009 3,043,847909,536909,5362,134,3110.43 2010 3,486,8311,190,1261,190,1262,296,7050.52 2011 3,282,0081,249,7791,249,7792,032,2290.61 2012 2,282,720836,812836,8121,445,9080.58 2013 3,288,5541,714,6721,714,6721,573,8821.09 2014 1,429,15744,58544,5851,384,5730.03 2015 2,488,1371,089,6861,089,6861,398,4510.78 2016 2,530,0721,117,7431,117,7431,412,3290.79 2017 1,469,57543,36943,3691,426,2070.03 2018 1,440,7977127121,440,0850.00 2019 2,000,362546,399546,3991,453,9630.38 2020 4,568,9893,101,1483,101,1481,467,8412.11 2021 1,489,0797,3617,3611,481,7180.00 2022 1,566,77671,18071,1801,495,5960.05 $14,992,159$14,992,159$32,157,369 Selected Catastrophe ProvisionXXX

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