Monthly Budget Sheet: Track and Manage Your Finances Easily

MONTHLYBUDGETS HEET MONTH : ___________ INCOMETHISMONTHSalary #1 (take-home after taxes) ________Salary #2 (take-home after taxes) + ________Other (after taxes) + ________Total Monthly Income= ________ G IVING Church ________ Other Contributions + ________ Total= ________ S AVING Emergency ________ Replacement (appliances, etc) + ________ Long-term/Investments + ________ Total(Recommended 5-10% of INCOME ) = ________ D EBT Credit Cards: VISA ________ Master Card + ________ Discover + ________ American Express + ________ Gas Card #1 + ________ Gas Card #2 + ________Department Store Cards + ________ Educational Loans + ________ Other Loans: Bank Loans + ________ Credit Union + ________ Home Equity Line of Credit + ________ Family/Friends + ________ Other + ________ Total(Recommended 0-10% of INCOME) = ________ H OUSING Mortgage/Rent ________ Property Taxes + ________Maintenance/Repairs + ________ Utilities: Electric + ________ Gas + ________ Water/Sewer + ________ Trash + ________ Phone + ________ Cell Phone + ________ Internet + ________Cable/Satellite TV + ________ Total (Recommended 25-38% of INCOME ) = ________ AUTO/T RANSPORTATION Car Payments ________ License Renewal + ________Gas + ________ Bus/Train/Parking + ________ Oil/Lube/Maintenance + ________ Total (Recommended 12-15 % of INCOME ) = ________ I NSURANCE Auto ________ Homeowner's/Renter's + ________ Life + ________ Medical/Dental/Vision + ________ Other + ________ Total (Recommended 5% of INCOME ) = ________ HOUSEHOLD/P ERSONAL Food (Groceries) ________ Clothes/Dry Cleaning + ________ Gifts (Christmas/Birthday) + ________ Household Items + ________ Personal: Cosmetics + ________ Hair Care/Cuts + ________ Salon Treatments (Nails, etc) + ________ Other: Books/Magazines + ________ Allowances + ________ Music/Dance Lessons + ________ Technology + ________ Education + ________ Miscellaneous + ________ Total(Recommended 15-25% of INCOME ) = ________ E NTERTAINMENT Going Out: Meals ________ Movies/Events + ________ Baby-sitting + ________ Travel (Vacation/Trips) + ________ Other: Fitness/Sports + ________ Hobbies + ________ Media Purchase/Rental + ________ Other + ________ Total(Recommended 5-10% of INCOME ) = ________ PROFESSIONALS ERVICES Child Care ________ Medical/Dental/Prescriptions + ________ Other: Legal + ________ Counseling + ________ Organization Dues + ________ Total (Recommended 5-15 % of INCOME ) = ________ MISC. SMALLCASHE XPENSES = ________ (Recommended2-3 % of INCOME ) TOTALI NCOME ________ TOTALE XPENSES - ________ NETI NCOME (Apply toward Debt & Savings) = ________