PROPOSAL-11-10-2021-11

Established: 1983 Ultimate Parent: Berkshire Hathaway Inc. Insurance Companies: AmGUARD, EastGUARD, NorGUARD, and WestGUARD A.M. Best Company Rating: A+ ("Superior"); Financial Size Category X CEO/President: Sy Foguel, ACAS, FILAA Locations: Home office in PA; eight satellite offices across the United States Specialty: Commercial Property & Casualty accounts from a variety of classes Products:* We feature the following coverages that can be purchased separately or as part of a comprehensive multi-line solution: ! Workers' Compensation and Employer's Liability ! Businessowner's coverage (Property/Liability) ! Commercial Automobile ! Commercial Umbrella/Excess Liability ! Disability (NY only) ! Professional Liability ! Homeowners and Personal Umbrella Operating Area: Nationwide for Workers' Compensation and Businessowner's Policies with complementary Commercial Auto and Professional Liability available in most states by the end of 2018.(Visitfor details.) www.guard.comPerformance: Combined loss and expense ratio (consistently under 100%) that outperforms our peer group Distribution Network: Independent Insurance Agents throughout the country Number of Policies Issued (2017): 256,000 Gross Written Premium (2017): $1.3 billion Services: Full range of underwriting, loss control, billing, and claims value-added services provided that help policyholders realize the full benefit of their coverage . . . in the easiest possible way (Berkshire Hathaway GUARD has also been selected as a Workers' Compensation Servicing Carrier in eight states.) *Not all products are available in all states or through all subsidiaries.