FPC004 Insurance Advice - Assignment 1

Section B

Question 2 (16 marks | Word limit: 600)

The five Future of Financial Advice (FOFA) reforms that became mandatory on 1 July 2013 were intended to increase consumer protection, while simultaneously requiring financial advisers to meet higher standards of care and skill. 

Explain how each of the five key reforms can influence financial advisers’ ethical behaviour by providing an example for each reform from your own, another or a fictitious practice.

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